Buy Here Pay Here Car Lots in Louisville, KY

The average credit score in Kentucky is 677, yet about twenty percent of KY residents today has been plagued by less than perfect credit. At the moment, standard bankers and loan companies are hesitant to lend financing to anyone save consumers who have good credit ratings. With poor credit scores, no credit ratings, or consumer bankruptcy, getting approved for your car finance package could take many days. Even with advertisements that say otherwise most standard auto loan companies rarely grant auto loans to applicants with subprime credit scores (less than 600). That is simply because they interpret individuals with credit problems as high risk.

For a lot of buyers, the only resort is getting approved through Buy Here Pay Here car lots – locations which regularly approve car loans.

Buy Here Pay Here auto dealers do not approve financing via third party finance companies – unlike the majority of dealers. Rather they lend out of pocket to the shopper.

Buy Here Pay Here

Apply Today!

Buy Here Pay Here auto lots in Louisville can say yes to credit ratings of 550 or below, but there are things you can do lower the car loan rates are given.

However, there tend to be a few negatives you will need to be aware of. In Kentucky, BHPH auto financing APR’s are often in excess of fifteen percent. The automobiles are previously owned. That said, a used vehicle is guaranteed to be more cost-efficient in terms of financing and insurance coverage.

Buy Here Pay Here Car Lots has partnered with the most comprehensive network of bad credit and Buy Here Pay Here auto car lots in Louisville to deliver the very best financing for your credit profile and household income. After you fill out your application online, sophisticated data-matching software connects you to the ideal dealer or finance company in KY for you. There are zero charges, zero commitments, and zero hassles.

Buy Here Pay Here Louisville KY